Page financials loan | How to Apply | up to N5 million

Need a Page financial loan? Learn how to apply now and get up to N5 million with low interest rate, no collateral needed, directly to your bank account in Nigeria.

I have written before about the best loan app in Nigeria that gives out quick and instant loans without collateral, you can check it out here. But in this article, am going to discuss about the following issues:

  • What page financials is all about
  • How to apply for a page financials loan in Nigeria
  • Know why your BVN number is required while accessing for a loan
  • Page financials loan interest rate and repayment channels
  • Page financials loan customer services

Page Financials, Who Are They?



Page international financial services Ltd is simply known by many as page financials, it is among the leading technologically innovative retail finance institution license by the central bank of Nigeria. Which offers outstanding products and services to suit the financial requirements of their diverse clientele. That’s according to its web portal. Founded in 2014, and up till now, they have delivered retail financial services in an unprecedented manner to its users.

Page financials can also be used to perform other options apart from loan such as:

  • It can be used to initiate a transaction
  • Pay bills
  • Purchase Airtime and many more.


How To Apply For A Page Financials Loan In Nigeria


Before applying for page financials loan in Nigeria, please make sure you adhere to the following rules:

  1. You must be a salary earner who lives in Lagos or Ibadan.
  2. You must have a mobile device with an internet connectivity.
  3. You must provide a valid means of identification.
  4. You must provide your employment letter with evidence of your six months salary.

Now once you have all this requirements, you can choose either to apply the loan via its mobile app or through its web portal.

Also read: How To Make Money Online With Naira4All Program In Nigeria


Also read: Check Out Top 10 Best Money Lending Platforms In Nigeria


How To Apply For A Page Financials Loan Using The App


  • Upon download, click “create account”
  • Fill in your BVN number
  • You will receive an OTP on the phone number associated with your BVN. You will need to input the OTP, your residential address and email address
  • You will receive an SMS with your page account number and a default password
  • The login ID and a password change request will be mailed to you. kindly ensure to change your password for your security reasons
  • Upon completion of the above, login again using your registered email and password to start enjoying it’s services
  • Click on “apply for a loan” if you want to borrow loan
  • Fill in your details such as name, phone number, bank details etc.
  • Choose any amount of money that is being displayed for you (minimum amount is N200,000 and maximum N5,000,000)
  • Select it’s loan repayment tenor and see your interest rate
  • Receive your loan within 3 hours if being accepted directly to your bank account.

How To Download The Page Financials Loan App Via Google Play Store or Apple Store


To download and install the page financials loan app via Google play store, click here. Or you can click here to download and install the App via the Apple store.

How To Apply For Page Financials Loan in Nigeria


Now, if you wish to apply for the page financials loan click Here to take you to the page financials loan web portal. And once the page opens, follow this methods:


  • Click on the “loan” option located at the top corner of their web portal.
  • Now, click on the “apply now” button in other to apply for a loan.
  • A new page will open where you are to fill in your BVN number, personal details > employment details > loan details > account details > statement.
  • Receive your loan within 3 hours if being accepted directly to your bank account.

Why should i fill in my BVN number when applying for a loan on page financials?


Your BVN number is required to perform a very check on you such as verifying if the individual using the page financials loan is the same as the owner of the provided bank account, And also check your credit worthiness. It is also a standard CBN process for KYC. Your BVN are safe and can never be used without your authorization,in the event a 3rd party has access to your account details.

Note

Your BVN does not provide access to your account. If in doubt, please feel free to contact your bank for more confirmation before you apply for a loan.

Also read: How To Track Western Union Money Transfer Online

Page Financials Loan Interest Rate And Repayment Channels


According to page financials web portal, it says “there is no fixed interest rate on a loan. The interest rate is dependent on different factors such as the loan amount, tenor, current salary etc”.

Page financials loan primary repayment channels is through REMITA for ease of repayment and reconciliation. While their secondary repayment channels is through direct debit mandate (DDM), online repayment or through cheques.

Page Financials Contact Details


If you ever feel like you needed to send or you need more information. Please ensure to notify them by sending a mail to customer@pagefinancials.com

Head office


No.23 Norman William Street, S/W Ikoyi, Lagos state, Nigeria.

Ikeja Office

No.29 Opebi Road, Ikeja Lagos, Nigeria.

Ibadan Office.

No.67 Mokola – Dugbe Road, Ibadan, Nigeria

Conclusion


Page financials is one of the fast rising loan lending platforms in Nigeria. Hope in this article you were able to learn how to apply for a page financials loan in Nigeria. Thanks and God bless.

Tips On How To Borrow Money on Sokoloan In Nigeria

Sokoloan is a short time money lending platforms in Nigeria that gives out loans without collateral or documents to individuals or small business who are in need of cash either to finance their small businesses or for any other personal issues.

There are more than one money lending platforms in Nigeria that gives out loans to individuals or small businesses such as PalmCredit, Fint, Carbon (paylater) etc they are good companies to consider Incase you are not satisfied with sokoloan, they all have their pros and cons, but none can be compared to sokoloan in terms of giving out short time loan.

So in this article, am going to do about the following issues:

  • Explain what sokoloan is all about
  • Explain the basic features Of Sokoloan
  • Explain how to apply for a sokoloan loan
  • Explain why your personal information is secured while using the sokoloan app
  • Explain sokoloan interest rate and repayment schedule
  • How to repay your sokoloan loan
  • Know sokoloan customers care number and head office.

All About Sokoloan Nigeria



Soko lending company limited also known as sokoloan, is a microfinance institution that provides short term loans in Nigeria through its app. It provides financial services to low income entrepreneurs, grassroots employees of SMEs, women with entrepreneurial needs, students who continue to learn, shoppers with consumer needs, customers with fixed assets mortgage, traders and small scale farmers. You can apply for a sokoloan loan in Nigeria anytime with their quick application process that lets you know your application status within 5 minutes all through the app.

Basic Features Of Sokoloan



  1. Once you download and install the app, it’s very easy to use.
  2. You can obtain a loan within 5 minutes if being accepted directly to your bank account.
  3. All your informations/details provided to sokoloan are 100% secures from third party access.
  4. Good customer support 24/7.
  5. It requires no collateral or documents before granting you loan.
  6. Only an Android device with internet connection is needed to apply for a sokoloan loan.


How To Apply For A Sokoloan Loan In Nigeria


Before applying for a sokoloan loan in Nigeria, please make sure you have an Android device with an internet connection, now stick by the following methods:

  • Click here to take you to Google play store where you are required to download and install the sokoloan app.
  • Now since you don’t have an account with them, you have to create an account ie. You have to register.
  • Fill in your details such as your name, password, phone number, BVN, card/bank details etc.
  • Select any amount of money you that is available for you to borrow.
  • Choose when to repay the loan, usually from 2 to 6 months.
  • Receive your funds within 5 minutes if being accepted directly to your bank account.

Note

Soko lending company ltd will request your BVN because, it is used to verify that the individual applying for a sokoloan loan is the same as the owner of the provided bank account. This is to ensure that your details cannot be used to apply for a loan without your authorization in the event a 3rd party has access to your account details.

Also read: Affiliate Marketing Programs In Nigeria

It’s my card/bank details Secured while using sokoloan app?


Yes, your card/bank details are secured because sokoloan platform uses a world class standard security and encryption technology to protect all its users card details. So when you provide them your information, be assured of your privacy. Your loan status are being kept confidentially.

Sokoloan lending company ltd will never share your personal details with 3rd parties, unless it is for dedicated purposes, such as reporting of loan defaulters to authorized credit bureaus.

Sokoloan Interest Rate And Repayment Schedule


Sokoloan app allows you to borrow money up to N30,000 with an interest rate ranging from 4.5% to 34% to pay back in 2 to 6 months.

How To Repay Your loan on Sokoloan


On your due date, the soko lending company limited will automatically deducts your payment from your account details you submitted when applying for a sokoloan loan while using the app.

Can i make an early repayment before my due date?


Yes, click on the “make a repayment” button found on the “my loan” page on the app only if you wish to make an early repayment of your sokoloan loan before your due date.

Note

Early repayment does not imply that the terms of your loan duties will change. Your repayment terms are fixed at the point of loan application and the total amount to be paid is not changed by an early repayment.

Also read: How To Transfer Money, Recharge Airtime With UBA USSD Transfer Code

Sokoloan Nigeria Customer Care Number


If you feel like you needed to contact sokoloan customer service, please dial 01-4536792 or 08148799371.

You can also send them a mail at info@sokoloan.com or sokoloan@gmail.com

Head office


Sokoloan lending company, 9, Acme Road, Agidingbi, Ikeja Lagos.

Conclusion


Sokoloan is relatively new among the loan company in Nigeria. Since it protects the security of your information, why not go now and apply for a loan.

Paylater(Carbon) Loan | Get A Quick Loan Within 5 Minutes

Carbon (pay later) loan is one of the best loan lending platforms in Nigeria that allows its users to borrow a loan of up to N1 Million within 5 minutes if being accepted directly to your bank account.


If you are a businessman who is in need of urgent cash for your small business or an individual who needs money either for family needs and so on, then Getcarbon which is previously known as paylater is their for you.

In this article, we are going to look into the following issues:

  • Discuss what paylater is all about
  • How to get a loan from paylater
  • Paylater loan interest rate
  • Paylater loan repayment schedule

Paylater (Carbon), Who Are They?


Paylater, now known as carbon, is an online loan lending platforms where you get a quick loan up to N5 million with no collateral or paperwork within 5 minutes if being accepted directly to your bank account.

Paylater is a service provided by one finance and investments Ltd with RC no. 1044655. A finance company licensed and regulated by the central bank of Nigeria.

Paylater have been around for some years now and has risen to become of the best loan app in Nigeria. With paylater, you can perform many things while using the app such as: borrow money, Airtime recharge, payment of bills and you can also transfer money to your love ones.

Also read: Tips On How To Borrow Money From PalmCredit Loan In Nigeria

How To Get A Loan on Carbon(Paylater) in Nigeria

Before you ever think of applying for a loan, please make sure you have a mobile device with an internet connection. Once you have that follow this methods to get a loan.

  1. Click Here to download and install the carbon app from Google play store.
  2. Click on the” registration” button to register.
  3. Fill out a form such as your name, email, date of birth and phone number.
  4. Click on “finish” and a page will open where you can accept it’s terms and conditions.
  5. Create your 4 digit pin.
  6. Login to your carbon account.
  7. Complete your profile by adding your bank verification number (BVN), bank details, employment status, monthly income and click on “save”.
  8. Choose any amount of money you wish to borrow. (minimum N5,000 and maximum N1 million)
  9. Receive your funds within 24 hours if being accepted, directly to your bank account.

Note

There is a validation charge of N100 on your initial loan.

Wait, why should i add my bank verification number (BVN) before applying for a carbon loan?


Paylater, or should i say carbon will request for your BVN and selfie as a security measure. According to carbon (paylater) official homepage, they said; your BVN is used to verify that the individual using the carbon service is the same as the owner of the provided bank account. This is to ensure that your BVN cannot be used without your authorization, in the event a 3rd party has access to your account details.
Note

Your BVN does not provide access to your account. If in doubt, please feel free to contact your bank for more confirmation before you apply for a loan.

Please, i don’t know my BVN number, what should i do before applying for a loan with Paylater (carbon)


Did you just forgot your BVN number? If yes, then, worry not because i have a solution for you. Dial *565*0# from the phone number you used when opening your bank account. Write out your BVN number that will be displayed on your phone screen.

Also read: Is SeoCleark Legit Or Scam?

Please, why should i add my bank details before applying for a paylater loan


Paylater will ask for your bank details in order to receive your loan repayments on your due date. Although they understand that this is very sensitive information, so they have taken all available precautions and secured their platform with world class encryption and security technology to protect your details. So when you provide paylater with your details, you can be assured of your privacy because their loan agreement are always kept confidential.

Note

Carbon never shares your personal details with third parties, unless it is for dedicated business purposes, such as reporting of loan defaulters to authorized credit bureaus.

Paylater (Carbon) Loan Interest Rate And Repayment Schedule


Based on your credit/risk assessment score, your interest rate might differ from others. But carbon loan monthly interest rate ranges from 5% to 30% per month and immediately you applied for a loan on Carbon, you are expected to pay back in 3 months time.

Paylater (carbon) has made it easy for you to repay your loan. On your due date(s), you payment will be automatically deducted from your bank details you submitted when applying for loan.

If you wish to make an early repayment before your due date, then follow this way

  1. Through quickteller: click on “may a repayment” in the carbon loan app, or long to their website portal here. Select “pay with quickteller” and enter your card details and accept your transaction. Your account will automatically be updated within minutes.
  2. Bank transfer: visit any GTbank near you and pay in your repayment loan. Account name – carbon (paylater). Account number – 0217599035. Include your name and user ID on the transfer details and notify paylater (carbon) of your payment. Then wait for 1 -2 business days for your payment to be updated.
  3. Debit card: to make a repayment of your loan, click on the “make a repayment” button in the app or login to their web portal Here. This can be found under “your loans” menu section in the app. tap in the card linked to your profile or select “add a new debit/ATM card” if you wish to repay using a new card. Your account will be updated once the confirm your payment.

Wait, you said something about a credit/risk assessment score, what is it all about?


A risk assessment score is a numeric expression based on a level analysis of a borrowers information, to represent the credit-worthiness of the borrower.

Then, based on your risk score, there’s an interest rate being attached to your loan request. However, as a borrower on Carbon (paylater), you have the right to decide whether or not to borrow if the interest rate didn’t suit your taste.

Conclusion


It is as easy as ABC when trying to borrow loan from paylater, or should i say carbon. In case you are not satisfied with their system, you can check out order money lending platforms here.

UBA Transfer Code | Transfer Money With *919# On UBA Bank Plc

UBA transfer code is an innovative service launch by the UBA group to enable you to carry out all your banking transactions conveniently, anytime, anywhere without the use of mobile data.

United Bank for Africa (UBA), is a leading Pan-African financial services group headquarterd in Nigeria. It is one of Africa’s best and most resilient banking group with operation in 20 african countries and offices in three global financial centers: London, Paris and New York. According to Wikipedia.

They bank recently launched it’s magic code known as the UBA transfer code, with the sole aim of making you to perform your mobile banking activities easily either from the comfort of your home, office or work for as long as you have a mobile devices.

The introduction of the new product is in line with the banks policy of democratising banking on the continent by reaching out to the un-banked through technology driven Platforms that are simple, user friendly and efficient. UBA are committed to innovating through products and services in the financial technology space that will ensure that their customers have the best banking experience with all their service channels.

So in this article, am going to discuss about the following issues:

  • What UBA transfer code is all about.
  • How to open a UBA account with UBA banking code.
  • How to transfer money from UBA to UBA or from UBA to other banks using the magic banking code.
  • How to recharge Airtime credit using UBA bank USSD code.
  • How to pay bills using the UBA magic banking code.
  • How to check UBA account balance
  • How to create/change your UBA transfer pin

What is UBA Transfer Code?



UBA transfer code *919# is also known as UBA banking code, UBA USSD code or UBA magic banking code. It is the M-Banking solution adopted by UBA to enable their customers have a cost-effective, faster customer service aid, more user friendly, handset agnostic and carry out banking operations and transactions at ease conveniently without making use of your mobile data.

Also read: How To Transfer Airtime Credit On Airtel Network

The UBA USSD code *919# is a GSM Network protocol to communicate with a service provider’s platform. It is a session based, real time messaging communication triggered with string which by norms starts with *, i.e asterisk sign and ends with #, i.e hash.

The UBA banking code allows UBA customers to execute financial transactions anywhere they are either at home, office or work. with the aid of a mobile phone, laptop, tablet etc.

How To Open A UBA Account With UBA Banking Code


Are you a UBA bank lover who wishes to open an account with the bank? If yes, then worry not because this article is also meant for you.

Now let me tell you one thing, did you know that with the UBA transfer code, you can easily open a UBA bank account with the use of your mobile device (mobile phone, tablet/laptop) without directly going to the bank?

To open an account with UBA, simply dial *919# with your mobile device and send. Then follow the on-screen instructions to open an account and once done, your account number will be sent to the phone number you used during registration.

Note

This UBA mobile account allows you to deposit a maximum of N20,000 and to have a maximum account balance of N200,000. So to enjoy the full benefits of your new account, quickly visit any UBA head office or branch near you so that they can link your bank verification number (BVN) to your new account and enjoy it’s full benefits.

Also read: How To Share Data On Globacom Nigeria

How To Transfer Money Using UBA USSD Code

To transfer money/funds from UBA to another UBA bank account using the UBA transfer code, quickly follow this tips and tutorials:

With the mobile phone number you used during registration on UBA bank, dial *919*3# and follow the on-screen instructions to initiate a transaction. Or you can simply dial *919*3*account number*amount# and send.

Note

The account number you’re to enter is not your own account number, but the account number of the person you want to transfer money to.

For example, if you want to transfer N10,000 to another UBA account number let’s say 0609413364. Now dial *919*3*10000*0609413364# and send.

Also read: How To Check Your MTN Data Balance And Bonus Data

How To Transfer Money From UBA To Another Bank

To transfer money from your UBA account to other bank account, dial *919*4# and follow the on-screen instructions to initiate a transaction. Or dial *919*4*account number*amount# from the phone number you used during registration i.e The phone number you registered with UBA.

How To Recharge Airtime Using UBA USSD Code


Do you run out of Airtime? And you don’t have any available money at hand to buy for it at a nearby shop? If yes then, worry not because i will show you how.

Now let me ask you, did you know that with your UBA bank account you can easily recharge your mobile line by making use of the UBA USSD code *919#? If no, then worry not, to do this, follow this simple tricks.

To recharge your phone, dial *919*amount# and send. For example, with the phone number you registered with UBA, and you want to recharge N400 now dial *919*400# and send. 

Note

This methods is only applicable to your registered phone number you used when opening your account with UBA bank and Incase you also want to recharge your family and friends or even love ones mobile line, then you have to dial *919*your friend phone number*amount# and send.

I.e if your family and friends or even love ones phone number is 08033446655 and you want to recharge N500 for them. Now with your registered UBA mobile line, dial *919*08033446655*500# and send.

Also read: Get Up To N500,000 Airtel Kwikmoney Loan

How To Pay Utility Bills Using The UBA Magic Banking Code

To pay for your Utility bills via your UBA bank account using the UBA magic banking code, dial *919*5# and send, then follow the on-screen instructions and select any bills you wish to pay for either Go TV, bet9ja, dstv etc.

How To Check Your UBA Account Balance Using UBA Code

Did you know that with your UBA bank USSD code you can easily check your bank account balance without going directly to the bank branch or any ATM machine near you? Simply dial *919*00# with the number you registered with UBA and your account balance will be sent to your mobile line as a text message.

How To Change/Reset Your UBA Transfer Pin

To reset/change your pin, simply dial *919# and send. Follow the on-screen instructions and select “pin setup” to reset/change your transfer pin.

A Quick Overview Of UBA Transfer Codes

Here is a quick overview of UBA magic transfer code. Take a proper look at this image below;


Thanks for reading and if you feel like commenting on this great post on UBA transfer code, please feel free to hit the comment button below.

GTbank quick credit loan, Get up to N5million with low interest rate

How to get a loan from GTbank quick credit in Nigeria is my today’s topic and once again, hurry to all GTbank salary and non salary earners because guarantee trust bank plc simply known by many as GTbank has finally introduced it’s loan system called GTbank quick credit, with the aim of giving out loan of up to N5 million to people who are in urgently need of a loan either to finance it’s small business, solves family issues and so on.

Previously, they launch it’s affiliate program called GTbank I-Refer program with the aim of making you (individuals) earn money online anywhere you are at work, office or home, with your mobile phone or laptop. But Incase you ain’t satisfied with their affiliate program, you can check out the top 10 best affiliate program in Nigeria here that pays.

In this article, am going to discuss about the following issues

  • Define what GTbank is all about
  • Define what GTbank quick credit loan is
  • Gtbank quick credit interest rate
  • Gtbank quick credit Requirements form
  • How to apply for a GTbank quick credit loan
  • Gtbank quick credit loan repayment Schedule
  • Gtbank quick credit terms and conditions and so on.

GTbank, Who Are They?


Gtbank is a public limited company, with a license to provide commercial and other banking services to the Nigerian public such as internet/online banking, business banking, corporate and investment banking etc. Established in 1990, on a foundation of excellence, professionalism and best practices, the bank consistent delivery of innovative financial solutions and exceptional customer experience has enabled it to record every year growth in clientele base and key financial indices since it’s inception.

Gtbank Quick Credit Loan in Nigeria


The GTbank quick credit loan is a loan facility launch by the guarantee trust bank plc (G.T.B), with the sole aim of offering quick and easy loan to individuals or salary earners whose account is domicile with the bank.

There are other Loan lending platforms in Nigeria, but none can be compared with the GT quick credit in terms of its interest rate.

GTbank Quick Credit Loan Interest Rate


Gtbank charges it’s loan users 1.75% interest in a month with no hidden charges. Take for instance you borrow a loan of N5 million to be paid back in any months you agree upon, so your monthly interest rate will be N5 million × 1.75% = N87,500 monthly interest. So multiplied N87,500 by any months you agreed upon to pay the loan.


Gtbank Quick Credit Loan Requirements


Before you access for a loan on the GTbank quick credit, make sure to abide by this rules:

  1. You must not be less than 18 years at loan application date or above 59 years.
  2. You must be earning a minimum of N10,000 monthly.
  3. You must be a salary earners whose account is domicile in GTbank.
  4. You must not have any unpaid duties.
  5. You must have satisfactory credit reports.
  6. You must not have any history of dud cheques.

Gtbank Quick Credit Loan USSD Code


The GTbank quick credit USSD loan code is *737*51*51#

How To Apply For A GTbank Quick Credit Loan In Nigeria


There are more than two ways to apply for a quick credit loan namely:

  1. You can request for GTbank quick credit loan through the USSD code by dialing *737*51*51# and send. Follow the on-screen instructions in other to apply for a loan.
  2. You can request for GTbank quick credit loan through mobile/online banking platforms.
  3. You can request for a GTbank quick credit loan by downloading the GTbank mobile app or the Habari app.

Note

The minimum amount of money to borrow is N10,000 while the maximum amount of money one can borrow is N5 million.


Gtbank Quick Credit Loan Repayment Schedule


The GTbank quick credit loan repayment schedule is between 6 to 12 months. And on the due date, GTbank will automatically deducts/debit your salary account you submit when applying for a loan, based on the amount of money you are expected to repay. Or they will authorize the payroll service provider to deduct your monthly loan duties comprising principal and interest prior to crediting your account with the bank.

Note

A late repayment fee of 1% flat per month (approximately 12% p.a) over the approved lending rate shall be applied on the outstanding unpaid obligation without recourse to the borrower.

Conclusion


Gtbank quick credit loan in Nigeria is in line with the banks commitment to offering a superior banking experience that is tailored to its customers financial needs. So open a salary account now with gtbank and enjoy full access to money especially in emergency situation with low interest rate.

Naira4All program review: legit or scam | Warning! Don’t invest yet

Naira4all program, legit or scam? Warning! Don’t invest your N3,000 yet until you finish reading this article. But based on research, naira4all is a way to make money online as long as you have an internet connected devices. All you have to do is to sign up to its program, upgrade to a premium account by paying N3,000 and start generating income.

But before then, am going to explain what naira4all program is all about, weather is a legit business or scam. And if it’s a legit business then, you will also learn how to make money from it.

A lot of my website readers/visitors have been sending me a mail for the past few months, requesting for me to give them my opinion on whether they should invest their hard earned money on the so called naira4all program in Nigeria.

I solely understand their fears because, no one would like to invest his money on something that is not fruitful/ on a scam website. So it is also advisable to check out the Best Nigeria investment companies that pays on a daily, weekly, monthly or yearly basis.

But before i give you my opinion on the Naira4all program in Nigeria, don’t you think it’s advisable to first reveal my self a little bit to my first time website readers/visitors? Isn’t it? worry not because i know most of you will say yes it is, or ride on.

My name is Cajetan Desmond, the owner of this site you are reading, kellymarketingcpa.com.ng, am born and brought up in Nigeria, from IMO state in Oguta local government area. And for the past few years I have on the internet researching on how to help you learn how to make money online no matter your qualifications and that is why kellymarketingcpa is a blog on tips and tutorials and how to make money online. Here are my pictures to show am not robot but human



So without wasting much of your time, let me explain to you what naira4all is all about.

All About Naira4all Program In Nigeria

Naira4All is not a referral based platform, nor a Ponzi scheme, news income program or a get rich quick scheme of a thing, but an online business platform that is design to enable Nigerians make money online without investment. This online business needs no skill to work, just login, browse websites, view advertisement, taking surveys, watching videos, playing game, installing mobile apps on your phone and get paid for your online activities. and also get paid for inviting new members through your link.

Note

Advertisers need traffic (website visitors), you need money, therefore this program, naira4all, is the platform that connect website promoters and you (member). They share part of advertisers money with people who visit their websites. No other online business in Nigeria is so simple and sweet like naira4all.

With naira4all, you can make money online anywhere in Nigeria either at home, office or work. Just by using your internet connected devices (mobile phone, laptop, tablet etc).

Also read: How To Make Money Online By Partnering With Semrush

Is Naira4All A Legitimate Online Business in Nigeria?


Based on their members testimonials and a throughout research i conducted earlier, i can say that it is a legitimate online business. You can check out some of their members testimonials below for more proof.

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Thanks a lot for all what you have done. You are the best legitimate online business platform that I have seen in my life. Since 2017 you’re doing
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Good job
OLUWASEUN SUNDAY
Ogun State.
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I’m so glad i found this great opportunity. Thanks to the power of internent i can now make money online in Nigeria from the comfort of my home. My earnings is increasing everyday and i make money whenever i choose to using my mobile device connected to the internet.
Jane
Abuja.
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Waoh! What’s an awsome opportunity to earn real and legitimate money online in Nigeria. I have never seen this before. Thanks to naira4all for such a discovery. I can now make money using my mobile device any where i go.
Mr. Kunle
Ikeja, lagos.
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I doubt the program at first and wanted to take risk as it is more risky not to take risk, but today, i can boldly recomment anyone to this program because i make sustainable income online day and night.
Emmanualla
Oweri.
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how can you make money online with 1000 naira
Doing business with Naira4all is a good one because they keep to promise and respond to customer request on time..
My search for how to make money online in nigeria as a student has finnaly come to an end.
Siraajudeen Abdulganiy.
Ibadan, Oyo State.
online business in nigeria
list of online business in nigeria Naira4all is the best most reliable online business in Nigeria, they keep to their word. I joined this program and upgraded and in two days I was
paid even without delay. The beauty in it is that this is a one time payment with access to numerous online money making opportunities, am happy to be
here. Up Naira 4 all, you guys rock.
Vivian Monday.
ONITSHA.

If you ain’t satisfied, you can watch some of their members few video testimonials below.
    
Okay, if Naira4all is a legitimate online business in Nigeria as you said, please briefly explain more on how i can make money from it? If you may ask.

Note

Am not directly recommending this naira4all platform for you, am not yet it’s member, although sooner or later i will think about that. But am giving you an honest review about the company based on what you (my website readers/visitors) ask for. You know you as my website readers are my source of joy and also the primary reason why am into blogging. I love you all.

Also read: How To Make Money As A Wakanow Affiliate Member

How To Make Money On Naira4All Website in Nigeria


Naira4all is a unique online business platform in Nigeria where it’s registered members learn, work and earn. This is how you can make money from it.
  1. Make money online by browsing and viewing website: you will be introduced to some trusted and reliable companies that pay you in dollar just to view website. Naira4all team has worked with them for years without any problems. They pay in dollar, but you can withdraw it directly to your bank account in Nigeria.
  2. Get paid to share your link on the internet: you will have full access to some reliable and trustworthy company that pay you in dollar to post your link on social media, blog, forum, WhatsApp.
  3. Get paid by completing simple tasks: such as watching video tutorials, online surveys, downloading and installing apps, snap pictures and uploading videos etc.
  4. Access to free bulk SMS reseller account: did you know that you can make between N250,000 to N500,000 monthly here in Nigeria reselling buck sms? Just imagine buying bulk SMS from naira4all at a cheaper rate of N1.80 Kobo and resell it at N2.50 to N3.00 kobo. Imagine selling it to large number of people who are in need of it. You can even set up a bulk SMS website and sell people worldwide.
  5. Free access to download all their ebooks with resale right: yes you have the right to either resell them or safe guard it for personal use.
  6. Make money through importation business: learn how to import cheap brand new laptops from the comfort of your home, office or work.


How To Register On The Naira4All Platform In Nigeria

Registration is free, but before you start earning money from they platform, you need to become a premium member by paying a one time fee of N3,000. In other to register and become a fully member, click here to take you to naira4all registration page where you will be ask to fill in your contacts details and so on.

Why Pay N3,000 To Become A Naira4all Premium Member?

  • You will always need support staff to guide and direct you on how to make money with naira4all.
  • Naira4all share the upgrade fee equally with members who refer people to the platform.
  • They spend large amount of money to maintain their platform and also to get the ebooks, blog template, videos etc for their members.

Conclusion

Naira4all program according to my research and testimonials of its members, is a legitimate online business in Nigeria. So go now and register for free, but remember to upgrade your account by paying the sum of N3,000 so as to earn money from the platform.

Fint loan – The best money lending platform with low interest rates, borrow up to N1,000,000 with no collateral

Fint loan is regarded as one of the best money lending platforms with low interest rate in Nigeria where one can borrow up to N1 Million within maximum of 2 to 5 business days if being accepted directly to your bank account.

There are many other Money lending platforms in Nigeria namely: Kiakia, Specta, Kwikmoney to name but a few. Who offers good amount of money to business owners, individuals and so on, but none can be compared with fint which offers low interest rate to its users.

Isn’t that great? Yes it is, If you may answer. So in this article, am going to first and most importantly give you a throughout review of what fint loan is all about, it’s interest rate, repayment Channel and many others.

Fint Loan


Fint is Nigeria’s first loan marketplace that connect lenders who are looking for a competitive returns with credit-worthy borrowers/ individuals that are looking for short term personal or business loans, with low interest rates.

Fint has an automated, simple to use, transparent and hassle free loan system, which ensures the borrowing needs of its users/individuals are met quickly and efficiently. thereby, connecting lenders and borrowers in the debt financing space, with fint, it’s a win win situation for both the lenders and borrowers.

How Fint Loan Works in Nigeria


Find loan works in this following ways:

  1. Get your fint score and verify your details – every borrower has to take a fint risk assessment to qualify for a loan. Your fint score determines the interest rate you pay. The fint score is an indication that a borrower qualifies for a loan and their grade reflects risky the assessment thinks the borrower is. Pay verification fee if N3,000 to allow fint to verify your home and work address.
  2. Choose your loan tenor – every borrower has to choose the term he/she wants to repay a loan.
  3. Upload documents, be verified and get a loan – fint carry out some verification check on each borrowers information. Immediately they upload the required documents, their loan Becomes visible on the fint platform for lenders to lend to you.
  4. Disburse your loan – once fully funded, it is advisable to pay the 8% commitment fee and your loan will be sent to your bank account within 24 hours.


Fint Loan Requirements


Before accessing for a loan on fint, fint requires the following information from you.

  1. You must be age 21 years and above
  2. You must live/reside in Lagos, Nigeria.
  3. You must have a sufficient income and is risk-worthy.
  4. You must have a bank account
  5. You must provide a bank statements of at least 6 months
  6. You must provide your proof of employment/ company ID
  7. You must provide a proof of identity (passport, national ID and driver’s license)
  8. Then, you can apply for a fint loan.

Are My Personal Data And Bank Details Secured With Fint?


The answer is yes. All your information that is displayed to lenders is used to determine whether they want to lend in you, or not. Only financial information with no direct ties to the personal identity of a borrower is revealed.

Fint Loan Interest Rates


As a borrower on fint, you gain access to loans at as low as 2% in a month. You do not require any collateral before accessing for a loan.

Note:

Your fint loan interest rate solely depends on your risk assessment score.

Also read: Is Expernaire, Legit Or Scam?

Risk Assessment Score, What Is It?


A risk assessment score is a numeric expression based on a level analysis of a borrowers information, to represent the credit-worthiness of the borrower.

Then, based on your risk score, there’s an interest rate being attached to your loan request. However, as a borrower on fint, you have the right to decide whether or not to borrow if the interest rate didn’t suit your taste.

What To Benefit As A Borrower On Fint


As a borrower on fint, these are they things you stand to gain:

  • Low fixed interest rates
  • Access to money for loans
  • Fast cash, once approved (maximum of 19 days)
  • Easy and quick application
  • No early prepayment fees (prepayment is the early repayment of a loan by a borrower, in part or in full).


How To Get A Loan From Fint


Applying for a loan through Fint is fast, easy and confidential. As long as you abide by this methods:

  • Visit the fint website @ fint.ng and click on “get started”

  • A new page will open, where you are being ask to kindly select your account type, Choose either borrower (if you want to obtain a loan) or lender ( if you are an investor). But since this article is about how to borrow a loan, so let’s concentrate on Borrow.
  • Now, since you don’t have an account with them, scroll down and click on “create account” to create one.
  • Fill in your details such as: your name, birth of date, gender, email address, phone number, bank details etc.
  • Take the risk assessment test to obtain a risk score which will also determine your interest rate.

  • Accept their terms and conditions as well as interest rate assigned.

  • Pay the sum of N3,000 for the verification of your address and credit history check by fint (it’s a one time payment).

  • Once approved, upload necessary documents for verification and after this, the platform will save your request. Then, your funds will be sent to you once an investor funds it.


Fint Loan Repayment Schedule


Since you provided your card/bank details during registration, fint will automatically deducts your payment on the agreed due date. Two days and also a day before the loan repayment is due, fint will send you a reminder through text/email, after which the borrower is then charge.

Wait, Are There Any Reward For Repaying My Loan Early, As A Borrower On Fint?


Yes, your risk score will improve and you will be able to access a better interest rate for future loans on the fint platform.

Conclusion:


Fint loan is without doubt, one of the best loan lending platforms in Nigeria’s fintech industry. That allows borrowers to borrow from N10,000 to N1,000,000 all with no collateral. But are expected to pay back in 3 to 24 months time.

How To Track Western Union Money Transfer {Full Guide}


Are you wondering how to track your western union money transfer with or without MTCN? If mistakenly, you misplaced or you can’t retrieve your money transfer control number (MTCN) which is a 10 digit code that is being assigned to every single money transfer you purchase, worry not because this article got you covered, your hard earned money has not disappear, so there’s nothing to worry about.

Western Union Money Transfer, who are they?



Western Union company is an American worldwide financial services and communications company, located in meridian, colorado, USA. It has been in the financial hub for more than 165 years with the sole aim of helping people to send and receive funds (money) all over the globe, pay bills,track your transfers online and many other things. They boast of being the most reliable and trusted medium to send and receive money worldwide at a faster rate.

NOTE: 

There are many people who have been scammed after sending money to a scammer through Western Union.
So this is a strict warning from Western Union

. Western Union money transfer service is a great way to send money to people you know and trust

. Never send money to a stranger using a money transfer service

. Don’t use money transfer service to pay for things like online auction purchases

. Never send money to pay for taxes or fees on foreign lottery winnings

. Never send a money transfer in the name of a friend or relative in order to delay payment of the transaction to someone you have not met personally

. Never send a money transfer in the name of a friend or relative with the intention of changing the name to someone you have not met personally

. If you think you are a victim of fraud please call 1-800-448-1492 for your assistance.

Also read: How To Become An Opay Agent In Nigeria

How to track western union money Transfer in Nigeria



1. With MTCN


Using the Western Union service to initiate a transfer, a receipt with a tracking number or money transfer control code (MTCN) with a 10 digit reference code will be given to you.

To track your Western Union money transfer using your MTCN, quickly follow this step by step guide

1. Login to their official site at https://www.westernunion.com/global-service/track-transfer with your internet connected devices.


Go to “track a transfer” and a tab with where you have to track a transfer with your tracking number (MTCN) will open

2. Type in your transfer code (MTCN) and click on “track a transfer or continue”. Now get ready to receive the whole information about your money transfer.


2. Without MTCN


Follow these steps by step guide to track Western Union money without your MTCN number

1. Click Here to take you to Western Union money transfer official site and click on “don’t know the MTCN” tab


2. A new tab with two different options will open where you need to either select a track with phone number or tracking with a name


3: choose “transfer with a phone number” and type in your sender’s phone number, receivers country, amount sent and received and click on “continue”. 

4: immediately you correctly filled in the correct information provided and click on continue, the details of your transactions or payment will appear on your screen.

Also read: How To Make Money As A Wakanow Affiliate Marketer

3. Western Union Tracking by name


For this methods, choose “sender and receiver name” and fill in the sender’s first and last name, receivers first and last name, receivers country and amount sent/received and type in “continue”

The details of your transactions or payment will appear.

To obtain better results with both of the aforementioned options, ensure that you enter the date of the transfer in the indicated spaces at the bottom of the “track a transfer page”. And if the option is unavailable for you, click on the + sign close to the add transfer date option provided.

You can also track bill payment with Western Union by clicking on the “bill payment” tab on the “track a transfer” page. 

Fill in the sender’s country, phone number and amount to track the payment.

You will also be asked to provide the transfer data for good results.

How to detect if a western union money order was cashed


In order to track your money successfully, you need to follow this step by step guide by

1: Call the Western Union automated help line or simply known as customer care on 1-800-999-9660

2: Pay attention to the automated menu prompts and select the option to check the status of a money order

3: Enter the 11-digit number on your money order when the need arrives. The number is located in the upper right corner of the Western Union money order record stub or above the barcode

4: Once you’ve successfully entered your 11 digit number, you will receive the date the money order was cashed.

Also read: 10 Best Affiliate Marketing Company In Nigeria

How to download the Western Union Money app in Nigeria


With an internet connected device, log on to https://corporate.westernunion.com/consumer-services. Scroll down to a box were you will see “download our app” under via WU app and click on the box to download.

Conclusion


Hope in this article, you were able to learn how easy it is to track Western Union money transfer either with or without your MTCN number. So without fear, go on and transfer the money you have really wanted to, thanks and God bless. If you have a question please feel free to hit the comment button

Kwikcash – tips on how to borrow up to N500,000 with no collateral

Kwikcash is a sure place to apply for a quick loan if you need money to finance your business, education or to plan for your wedding etc.

Kwikmoney gives you an instant loan ranging from N5,000 to N500,000 within 5 minutes if being accepted directly to your bank account.

In case you are not satisfied with they amount of money the offer, you can also check out Specta which is own by the Sterling bank of Nigeria and it offer it’s users up to N5 Million loan irrespective of your bank.

But in this post, am going to briefly discuss what kwikcash, also known as Kwikmoney is all about, it’s interest rate and repayment Channel, how to borrow money from them, know it’s customer care numbers and head office and many more. Just read till the end.

Kwikcash (Kwikmoney) Nigeria, Who Are They?


Kwikcash also known as Kwikmoney is an automated quick loan service that originated from a partnership between banks, mobile network and telecommunication services in Nigeria with the sole aim of making banking services more convenient and accessible to all Nigerians without any form of collateral or paperwork.

Whether you are in need of working capital for your business or need to handle a family emergency, the kwikcash loan let’s you get instant loans within 5 minutes if being accepted.

Kwikcash (Kwikmoney) Loan Requirements


To get a loan worth up to N500,000 very quickly within 5 minutes directly to your bank account. But you will need the following items:

  • Mobile phone number that is active for at last 3 – 4 months
  • Bank accounts that is active
  • BVN (bank verification number)
  • You must be at least 18 years and above.

Are My Personal Data And Bank/Card Details Secured With Kwikmoney (Kwikcash)?


The answer is simply yes. Your security is one of their most important priorities and so Kwikmoney have implemented multiple security measures to safeguard all information you provided. They are also fully compliant with all regulations and national laws governing consumer and data protection.

Also read: Top 10 Best Money Lending Platforms In Nigeria

Kwikcash (Kwikmoney) USSD Code For MTN, Airtel, 9mobile And Glo Networks


Please it is very important to know that the code use to borrow money or repay a loan on Kwikmoney to all Networks is *561#.

How To Get A Loan From Kwikmoney (kwikcash)


There are two ways you can borrow money on Kwikmoney, namely: through Online and through USSD code.

Through Online


To use this methods, quickly visit the Kwikmoney website loan portal Here. Put in your phone number.

You may be required to verify that you are human by completing a capcha. And once done, click on “proceed”.

A text message with a verification code will be sent to you. Copy and paste the code into the website to verify your you are the owner of the phone number.

Once done, check your your loan offer and choose any amount of your choice that is available for you and click on “proceed”.

Now, it’s time to provide your bank details such as account number, bank name and so on. Click on “proceed” if you are done.

Receive your loan within 24 hours if being accepted directly to your bank account.

Also read: How To Get More Likes And Followers On Instagram

Through USSD code


To apply for a loan via the USSD code, simply dial *561# and send.

Now, choose “loan” from the options that would be displayed for you.


On the next screen, select “request loan” from the options.


Select any amount of your choice that is being displayed to you and fill in your bank details and form in other to get the loan.

Receive your loan within 5 minutes or 24 hours if being accepted directly to your bank account.

Kwikmoney (kwikcash) Interest Rate


Kwikmoney offer it’s users a loan amount of N500,000 or more with an interest rate of 5 to 15% which are to be paid between 15 to 30 days.

Kwikcash Repayment Channel

It is advisable to repay your loan on or before the due date. Because, that’s the best way to increase your loan offer.


There are 4 ways to repay your loan, namely: through online, USSD, ATM and Cash.


Through Online:


To repay your loan through online, follow this methods:

With an internet connected device, login to kwikcash official homepage @ Kwikmoney.com and click on the “pay” button located at the top right corner.

A page will open, since you are paying online, scroll down and click on the “payment page” button.


A new page will open where you are required to enter your phone number. Enter your phone number and confirm that you are not a robot, after that click on “proceed”.


Click on the “pay with card” option that will be displayed on your screen and add your card details.

Confirm payment and within a seconds, you will receive a confirmation message for your payment.

Also read: Join The MTN Affiliate Program 2day And Smile To The Bank

Through USSD



To repay a loan through the USSD code, follow this methods:

With your mobile phone, dial *561#. For airtel subscribers, dial *554*561″.


Select “loan”


A new page will open where you will be displayed with many options, click on “pay loan” and send.


Now, click on “pay with phone” option from the list of payment method.

Click on “add card” from the new option that will be displayed for you. And put in your card details.

Confirm your payment and within a seconds, a you will receive a confirmation message for your payment. 

Through ATM



To pay with your ATM card, please visit any ATM operated by one of the bank that is listed below. Ensure you have the phone that receives your bank alerts with you in case you need to receive a token/OTP.

Insert your ATM card on the ATM machine and select the “quickteller” option.

Select “pay bill” and click on “others” from the list that will be displayed for you.

Enter “04354101” as the biller code.

Enter the phone number that you used to register on Kwikmoney (kwikcash) for “customer reference number”.

Confirm your payment and you will receive a confirmation message within a seconds confirming your payment.

Note

A N100 processing fee will be deducted from your account.

Here is the list of the bank with the quickteller payment option:


GTbank, First bank, Access bank, FCMB, Eco bank, Stanbic IBTC, Union bank, Zenith bank, UBA, Sterling bank, Fidelity bank and Jaiz, Keystone bank, Wema bank, Polaris bank, Heritage and Unity bank.

Also read: How To Become An Opay Agent

Through Cash



To pay with cash, please quickly visit any of the following banks:

Fidelity bank, Access bank, GTbank, Keystone bank, Sterling bank, UBA and Wema bank.

Inform them that you would like to make a Kwikmoney payment using Paydirect. There’s no account number to pay into but, make use of the phone number that you use to accept loan from Kwikmoney(kwikcash) as your reference number for Paydirect.

Fill in the amount and submit. That’s all. Job well done.

Kwikmoney loan Customer Support Team


To get in touch with Kwikmoney customer support team, please click Here and state your reasons.

If you are in Nigeria and you feel like calling Kwikmoney customer team directly from your mobile phone, simply dial +234017002274. Or you can send them a mail at support@kwikmoney.com

Located at 3B Adekunle Lawal Road, Ikoyi, Lagos, Nigeria.

Conclusion


Kwikcash also known as Kwikmoney is one of the best platform to borrow money online in Nigeria. Just as i said earlier, it allows you to borrow up to N500,000 within some seconds if being accepted directly to your bank account, no collateral or paperwork/for is required from you.

Specta loan – tips on how to borrow up to N5 million, no collateral

With specta loan, you can take care of urgent personal and business needs anytime. Specta is a collateral free loan scheme which is offered by the Sterling bank of Nigeria in collaboration with the federal government.

Specta, is sponsored by the sterling bank of Nigeria and  is one of the, if not the best money lending platforms in Nigeria where you get an instant loan. So in this article, am going to show you how you can borrow a loan of N5 million in one transaction within 5 minutes, directly to your bank account with no collateral or paperwork.

Specta by sterling, as it is also called, comes with two offers namely My specta and Prime business. So now, let’s look at how Specta work.

Hoow To Get A Loan on Specta Nigeria


Specta by sterling works in the following ways:

  1. Visit the Specta official website
  2. Scroll down and click on “start your journey”
  3. Select any amount of money you choose to borrow(minimum N2,000 and maximum N5 million)
  4. Click on “start application” below the loan and fill out a form such as your name, bank details, bvn and date of birth
  5. Receive the funds within 5 minutes if being accepted directly to your bank account that you submitted during registration.

Specta Loan Requirements Form

Before you access a loan on the Specta loan official website, you need to have these following requirements:

  • An Android phone with an internet connection
  • A sterling bank account or any other account of your choice
  • BVN number
  • Email address
  • Phone number.


Types Of Loan Services On Specta Nigeria

There are 5 loan options being offered on the specta platform, namely:

  • Specta Xtreme: this platform is for every individuals, both business owners, salary workers and more with no profiling necessary. (Profiling is the act of collecting information about someone, in order to give a description of them). Specta Xtreme, allows you to borrow up to N2 million on a one year maximum tenor, with an interest rate of 26 to 30% per year, irrespective of your bank. Click Here to register.
  • Specta Basics: this platform is only for salaried workers, irrespective of your bank account and also for business owners who has and operate a sterling bank account. It allows you to borrow up to N5 million within 5 minutes if being accepted. With a maximum of 4 year tenor with a good interest rate and repayment date. Click Here to register for this offer.
  • Specta Allawee: this platform is solely build for corpers. It enables them to get a quick access to funds to develop and expand their entrepreneurial dreams. To know more about this wonderful Offer, click Here.
  • Specta Quick Cash: this platform is for all individuals irrespective of your bank account, it enables them to earn up to N20,000 quick cash based on their social media reputation and transaction history. To learn more about this offer, click Here.
  • Specta Prime: this is the fastest cash backed lending for individuals and corporates. It allows you to earn money on your investment while you lend for urgent needs. You can lend in Naira, dollar, pounds and euro. Click Here to learn more about this offer.

Specta Loan Repayment Channel


Are you approaching the end of your loan tenor? Or if yes then you have nothing to worry about because, on your payment due date, Specta Nigeria will automatically deducts your payment from the bank account you submitted during registration. You see, it’s very easy and simple. So you can nothing to worry about.

Specta Loan Alternatives

There are other money lending platforms that are similar to Specta, please check them out Here.

Specta Loan Customer Support Team

Would you like to get in touch with Specta, if yes then, click here to take you to Specta contact page, where you can send them a message directly to Specta.

Do you have any other queries and you feel like you needed to speak to Specta loan customer services, worry not because, you can reach them by dialing +2348170852820 or +2348170852815.

Conclusion

With specta loan, you have nothing to worry about. You can borrow up to N5 million to finance your business, education, wedding and many others. No collateral or paperwork is needed from you. Specta makes life much easier for you. Thanks and good luck.