Heritage bank transfer code allows to transfer money, pay bills, purchase airtime and perform other banking activities by dialing *322*030# with the use of your mobile phone without any need for internet connection or data.

Gone are those days when you have to queue only at your bank and stay for up to 30minutes waiting for your line to reach to perform your banking activities, before the introduction of automated teller machine known as ATM came along to the rescue and queuing moved from inside the banking hall to outside.

It was a welcome development as at that time when it became possible to perform your banking needs on any ATM machine near you in regardless weather it’s your bank ATM machine or other banks.

But what really revolutionized the banking sector was the introduction of mobile banking/Transfer Code(USSD code). With mobile banking you can perform your banking needs anywhere you are but with an internet connection. Whereas, Transfer/USSD Code allows  you to perform all your banking services across all GSM network (MTN, AirtelGlo and 9mobile) on any type of phone (Android, Java, iOS etc) anywhere, anytime.

Tables Of Contents

  • Heritage Bank Transfer Code
  • How To Transfer
  • How To Purchase Airtime
  • How To Pay Bills
  • How To Check Account Balance
  • Conclusion

Heritage Bank Transfer(USSD) Code

Heritage bank transfer code is *322*030# it is also known as USSD code. It is that code that allows you to perform all your banking activities with your mobile phone without the need for internet connection.

How To Transfer Money Using Heritage Bank Transfer Code

To transfer money to Heritage Bank account holder or to other bank account, follow this tutorial:

  • From the phone number linked to your Heritage bank account
  • Dial *322*030*Account number*Amount# and send
  • Follow the on-screen instructions to finalize your transaction
  • If successful, a notification message will be sent to you informing you that your transfer is successful.

For example, let’s assume that you want to transfer N10,000 to Mr. Obi account number 0209315677. Then, Dial *322*030*0209315677*10000# and send.

How To Buy Airtime With Heritage bank Airtime Recharge Code – USSD Code

  • For self-recharge – Dial *322*030*Amount# and send
  • For third party recharge – Dial *322*030*Receivers phone number*Amount# and send.

How To Pay Bills Using Heritage Bank USSD Code

For bills payment, follow this steps:

  • Dial *322*030*Biller ID*Amount# and send
  • A notification message will arrive with the details of your payment.

How To Check Heritage Bank Account Balance


Heritage bank transfer code is that USSD code that you can use to perform all your banking activities without any Needs for an internet connection or data.

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